Save smarter, reach goals faster

Personal savings boxes

Create dedicated savings boxes for any goal — emergency fund, vacation, new car, or anything you dream of.

Group savings

Save together with family and friends. Pool contributions and reach shared goals faster.

AI financial coach

Maya analyzes your real savings progress and spending to flag goals falling behind schedule with a specific catch-up plan, celebrate milestones as they happen, and check in proactively every week — not just when you ask.

Round-up savings

Every purchase rounds up to the nearest dollar, and the spare change transfers automatically into a savings box you choose — a habit that builds without any extra effort.

Smart bill alerts

SavingsBox learns your recurring bills from real account activity and warns you days in advance if your balance looks like it might come up short.

Savings streaks & challenges

Build a streak with consistent contributions, climb the leaderboard in group boxes, or jump-start a goal with a built-in challenge like the 52-Week Challenge.

Health score

Track your financial wellness with a real-time health score that reflects your savings habits and progress.

Bank & ACH payments

Link your bank account via Plaid for spending insights. Fund your wallet or contribute to boxes via ACH bank transfer or card. Withdraw directly to your bank.

Automatic contributions

Enable recurring contributions on any box. Set it once and SavingsBox automatically charges your saved card weekly, bi-weekly, or monthly — pause or cancel anytime.

Finance professionals

Book sessions with verified CPAs, financial advisors, and credit counselors directly in the app.

Create your account

Sign up in minutes. Verify your identity and link your bank account securely.

Create a savings box

Set your goal, target amount, and contribution frequency. Personal or group — you choose.

Start saving

Contribute manually or enable automatic recurring contributions. Track progress and get AI-powered tips.

Reach your goal

Hit your target and funds go straight to your wallet — ready to use or save again.

Free

Premium

Grow your practice with SavingsBox Pro

A dedicated platform for CPAs, financial advisors, and credit counselors. Manage clients, appointments, and earnings all in one place.